Wal Mart, Costco for Mortgages?
Imagine running into Wal Mart tomorrow on your way home from work to pick up potatoes and milk and then coming out two hours later with a lower interest rate on your home? It's already possible.
View Article3 Years In, Credit CARD Act Working
Back in the late 1970s, the US Supreme Court ended all federal predatory lending laws. Before long, the credit card economy was born and began thriving almost immediately.
View Article$83B in Subsidies, Sen Warren Strikes Again
There's something about Senator Elizabeth Warren's fiery financial determination that has many consumers thinking - or saying - "You go, girl!"
View ArticleBanks that are Getting it Right in Consumer Finance
For any company, and most certainly any kind of financial company, it's a fine line they walk between remaining profitable while keeping their customers happy. It's a never-ending dance that if...
View ArticleShould Lawmakers Raise Minimum Wage?
Talk about a double edged sword - our nation's lawmakers are at odds again, this time over the potential raise in minimum wages. There's no denying that more money in our pockets means better odds that...
View ArticleCyber Crimes Costly to Consumers, Banks
Late last week, a new report was released that tells the tale about just how expensive cyber crime has become in our society. In the past three years, the number of cyber crimes have doubled and the...
View ArticleDiscover First Again in Customer Offerings
Discover is on a roll this year and we're barely into March. Now, the credit card giant that's consistently ranked number on in customer service satisfaction has announced that it would be offering...
View ArticleOccupy Wall Street Buys More Debt
Everyone remembers the announcement by Bank of America more than two years ago that it would be adding a $5 debit card usage fee. And we also remember the massive backlash that announcement caused; so...
View ArticleFinancially Prepared for Your Longer Life Span?
Over the past four or five generations, we've learned much about good living and what it takes to stay healthy with the goal of living longer. Medicine has evolved to the point to where childhood...
View ArticleWhat is Sequestration and How It Can Impact Your Finances
The United States government doesn't seem to understand you have to spend less than you earn. We have consistently runs large deficits for years regardless of which party held the office of the...
View ArticleAnother California City Gears Up for Bankruptcy
Last summer, it seemed as though there was a new trend emerging, one that included several California cities, including San Bernadino and Mammoth Lakes. Stockton was another one of those cities that...
View ArticleThe Focus on 300% Bank Payday Loans
It's not been too long ago that Bank of America found itself in hot water over an announcement that it would be imposing a $5 debit card usage fee for its customers that didn't have massive deposits...
View ArticleSafer Banking
While it's nearing its first year anniversary, many consumers are unaware of the massive effort from Pew Research Center that focuses on safer banking and financial transactions in our technology...
View ArticleBank of America Taking Major Hits
It's been five years since the mortgage crisis landed squarely in Americans' laps. This week, federal prosecutors aimed their ire towards Bank of America and the accusations are damning.
View ArticleBreaking the Numbers Down
The highly anticipated unemployment numbers were released this past Friday and as expected, they were disappointing - tragically disappointing. This week, we take a look at not only the unemployment...
View ArticleBringing Decency & Faith into the Foreclosure Mix
Not long ago, the folks behind the Occupy movement decided they were going to take an amount of money from various sources and use it to simply pay off bills for consumers around the country. It meant...
View ArticleBitCoin Takes Hit, Then Closes with Record Highs
Last week, Bitcoin voluntarily halted its trading for 12 hours due to what's being described as "another powerful cyber attack". It was a brutal week, to be sure.
View Article9 Ways to Spend, Save, and Invest Your Tax Refund
Tax season is in full swing. Last minute returns have been sent in and tax refunds are rolling out to taxpayers across America. Whether you get a small tax refund or a massive refund you need to have a...
View ArticleBank of America Partners With Khan Academy
Bank of America is doing its best to rise above the problems in the financial sector these days and one way it's doing that is by partnering with Khan Academy to offer customers the opportunity to...
View ArticleNew Warnings About Debt Collection Calls
Last week, the Federal Trade Commission announced it had settled a lawsuit with several debt collectors after it learned they were fraudulently conducting business. As a result, the companies were...
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